A card, letter or other form of written communication. May be pre-printed and designed to be placed in an envelope and left at the time of the visit, or left hanging on the front door knob. Call back information will usually have the name of the person to call, their phone number and an account number to reference.

A limit placed on the number of field assignments issued to a field rep at one time or a limit placed on the number of field assignments a field rep receivied but has not completed.

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A property that was reported vacant last month but is now reported as occupied. Also, a property that was reported occupied last month but is now reported as vacant. Pictures must be taken and a short narrative must be written which will convince anyone reading the report that the occupancy did indeed change.

A practice used by some companies to severely penalize field personnel. Often described as the cost of having another rep perform inspections that were not completed by the rep to whom the inspection was initally issued.

Usually involves greedy monetary penalties such as a $50 charge-back for a $5 inspection or a $60 charge-back for a $5.50 inspection.

The inspection of an antique or other special automobile. Most often performed by an experienced auto appraiser but can be performed by an antique car hobbist with experience and knowledge of antique vehicle values. This appraisal request is intended to place a value on a automobile or other classic vehicle for the purpose of obtaining a loan or insurance.

Performing a number of outstanding inspections that have not been performed because there are no inspectors available in the area, an inspector may have resigned, etc.

Normally will be hard to locate or rural properties. Usually pays well but requires a lot of travel.

Clearing of violations issued by the city for violations of city codes.

Clearing of city violations involves correcting the problem the prompted the violation and contacting the city inspectors to have them re-inspect the property and clear the violations.

Notices of violation issued by city inspectors may cite a property with city violations due to the property condition, it’s vacancy, etc. The most common city violations are for grass height or dangerous hazards.

Any number of things can force a city or county government to impose a fine against a property owner.

Services performed on a property to prevent or cure violations cited by a governing authority.

The visual examination and observation of an income producing property.

There are a large variety of commercial inspections and the inspections normally occur on an annual basis and a variety of forms are to be completed during the inspection depending on the type of commercial inspection.

The field rep will be asked to inspect at the least the exterior of the property and may be asked to inspect the interior, the warehouses, the production facilities,etc.

Commercial inspections are nothing more than property inspections in a different environment. The field rep is not at the commercial establishment to inspect the commercial activity but to inspect the physical property that houses the commercial activity.

Some commercial inspections you may be asked to perform are:

 

Gasoline stores/franchises

Quick food establishments (burgers, chicken, etc.)

Motorcycle shops

Hardware stores

A comparison of comparable properties sold and offered for sale in the neighborhood of a property that is going to be sold. Performed by a licensed real estate broker. Performed to determine the correct selling price of a home.

Report on the condition of industrial machinery, business equipment, trucks, construction equipment, vehicles, etc. The inspection may request the VIN or serial number, overall condition, clocked hours or operation, etc. Photographs are usually requested.

The number of times personal contact is made with someone at the inspection address contrasted to the number of times no contact is made.

Once a property has gone to sale, the property must satisfactorily meet certain physical attributes so that its control may be transferred to HUD/FHA.

• The requirements for a property to be considered In conveyance condition are:

• The mortgage company has clear title to the property. This is usually accomplished as a result of the foreclosure sale

• The property is not occupied. If the property is occupied after the foreclosure sale, the mortgage company must go through eviction proceedings

• The property is secure and has been secured following the guideline requirements including lock codes

• Outbuildings are secure and have been secured following the guideline requirements including lock codes

• Boarding, if required, has been completed and was completed following the guideline requirements

• Pools, hot tubs, and/or spas are secure per the guideline requirements

• The property has been winterized per the guidelines

• Utilities have been transferred into the mortgagee's name, if required by the guidelines. This requirement depends on heating system type and regional variation

• If the property has a sump pump, the sump pump is functional and electricity is on and transferred into the mortgage company's name.

Exterior debris and health hazards have been removed from the property per the guideline requirements

• Interior debris and health hazards have been removed from the property if guidelines for that area call for removal

• Personal property has been removed from the property per the guideline requirements

• Grass has been cut within two weeks of conveyance, if conveying during grass cut season

The property is free from any damage, other than that due to mortgagor neglect/unfinished renovations, except for fire, water, freeze, flood, earthquake, tornado, hurricane, boiler explosion, vandalism, and roof damages.

There are no outstanding property condition code violations or citations.

If any of the above listed is not completed, the property is not in convey condition.

The only exception to these requirements occurs if HUD has been advised of an issue where the requirements have not been met and has agreed to accept the property as is.

A visual inspection to determine if property is in conveyance condition. Inspection is completed on conveyance date and includes information about the condition of the property, if locks have been changed, has all debris been removed, is the property secure, etc.).